A Better Resource for RIAs
Easily Win, Manage and Monetize 401(k) AUM
What if...
- You could assist your business-owner clients by offering a cutting-edge 401(k) plan that incorporates your advisory services via participant brokerage-window accounts at no extra cost?
- You could manage assets as part of a plan level “pooled account”, delivering your advisory services to all plan participants as a “core” investment option at enrollment and have your fees automatically collected for you?
- You could outsource nearly every other aspect of the plan support needed, including fiduciary, custodian, administrative and compliance responsibilities, as well as plan sponsor and participant technical support, to a retirement plan expert that partners, rather than competes against you?
ATLAS-RIA Offers You the Tools to Grow Your Business
At the Everington Companies, we’re dedicated to helping our partnering RIA firms and banks to deliver discretionary asset management and plan sponsor consulting services to company-sponsored retirement plans. With Everington doing the “heavy lifting,” advisory firms are able to enter the ERISA retirement plan marketplace without having to navigate the complexities of the ERISA tax-code or become an “at-risk” fiduciary.
- Pick and choose only the services you want. We'll even help you customize them to fit your specific business needs.
- You stay in charge and remain the "relationship manager" every time, all-of-the-time. Your clients are your clients. Period.
Recordkeeping Services
Tracking employee contributions, investments and distributions.
Providing 24/7 online account access to participants and the plan sponsor
Plan participant technical support and optional participant education & advice
Preparing quarterly benefit statements and participant fee disclsoure notices
Originating and maintaining participant loans
Third Party Administration
ERISA compliance services and plan design consultation.
Keeping plan documents updated with applicable law
Completing applicable annual nondiscrimination testing
Preparing Form 5500 and Summary Annual Report (SAR)
Calculating year-end contribution allocations
Producing applicable participant notices (e.g., safe harbor 401(k) notice)
Fiduciary Services
Investment oversight, plan review and document compliance.
Acting as an “ERISA Section 3(38)” fiduciary to relieve plan sponsor personal liability
Ensuring plans operate in compliance with plan written documents
Selecting plan investments and other plan providers
Ongoing review of investment providers
Good Governance Services
Annual plan benchmarking and meeting management.
Annual cost and services benchmarking
Delivering third-party investment analysis (“fi360”)
Committee meeting oversight and archived meeting minutes
Documenting plan sponsor oversight of fiduciary
Enhanced participant education and online actionable retirement planning
Meet the Power of Our Plan Custodian
With a proven track record as the leading custodian for RIAs, Charles Schwab Bank and Charles Schwab & Co., Inc. provide our plan custodian services. Through their Schwab Retirement Technologies (SRT) platform, the Everington Companies deliver a white-labled, web portal solution for your plan sponsors and their participants that elevates your business to the next level.
Superior Technology
Flexible Investment Options
25 Years Experience Supporting the Qualified Retirement Plan Marketplace
World-Class Service
See what it’s like to use web services that were designed with plan advisers in mind.